Underinsurance remains a serious issue for small businesses, with the Insurance Council of Australia’s (ICA) statistics showing 12.8 per cent of small businesses and 24 per cent of sole traders have no insurance....
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Rising water damage claims: what’s the cause?
A new report shows there has been a substantial jump in insurance claims as a result of internal water damage since 2014.
Record keeping in managing slip and trip risk goes digital
Almost every business is exposed to potential slip and trip risks – no matter if you’re running a café, bookshop or a busy licensed establishment.
What’s the difference in the way insurers treat storms and flood?
While damage to homes often receives media coverage in the event of a major flood, businesses are just as at risk when a weather event of this nature happens. So it pays to understand how insurance responds in the event...
The insurance implications of working from home
Australians are increasingly working from home, with the most recent data from the Australian Bureau of Statistics indicating at least a third of us choose to work from home at least past of the time.
Preparing for social media risks
Social media risks for businesses have increased since recent court cases found some Facebook page administrators of public pages are considered to be primary publishers of third-party comments.
How to minimise the six major risks retailers face
Retailers are the life blood of the local economy, contributing around $262 billion to local GDP figures each year. Given how important retailers are to the health of the Australian economy, this means it’s essential...
Lessons learnt from fighting a fire
As one of Australia’s leading insurance figures, Dr Allan Manning has witnessed countless times the devastating impact serious everyday incidents can have upon small businesses and individuals.
Keeping stock – how to ensure you never run out
Never-ending supplies are the subject of much fiction. Think: Willy Wonka and the Chocolate Factory, that iconic 1990s Tim Tam advertisement or children’s classic The Magic Pudding. But, as with most things in life,...
Corporate travel cover: Why it makes sense
If you and your team are on the road or in the air a lot, you need a corporate travel insurance policy to protect against any number of potential incidents.